M\u0259\u015fhur \u201cBeyn\u0259lxalq Bank i\u015fi\u201d il\u0259 Az\u0259rbaycanda bank talan\u00e7\u0131l\u0131\u011f\u0131na imza atm\u0131\u015f, d\u00f6vl\u0259t\u0259 d\u0259y\u0259ri milyardlarla dollarla \u00f6l\u00e7\u00fcl\u0259n z\u0259r\u0259r vurmu\u015f Beyn\u0259lxalq Bank yen\u0259 d\u0259 apar\u0131c\u0131 banklar\u0131ndan biri olaraq qal\u0131r.
\nLakin bu bank\u0131n \u00f6z n\u00fcfuzuna yara\u015fmayan f\u0259aliyy\u0259ti, m\u00fc\u015ft\u0259ril\u0259rin faizl\u0259rini yeni metodlarla tutmas\u0131, azca kredit gecikm\u0259si olan v\u0259t\u0259nda\u015flarla qaba dan\u0131\u015f\u0131q t\u0259rzi son g\u00fcnl\u0259r \u0259sas \u015fikay\u0259tl\u0259rin ana x\u0259ttini t\u0259\u015fkil edir.
\nT\u0130A.Az x\u0259b\u0259r verir ki, bank\u0131n \u0259n b\u00f6y\u00fck sistem f\u0131r\u0131ldaqlar\u0131ndan biri bayram v\u0259 qeyri-i\u015f g\u00fcnl\u0259rind\u0259 bel\u0259 m\u00fc\u015ft\u0259ril\u0259rin kredit borcuna faiz y\u00fckl\u0259m\u0259sidir.
\nHalbuki h\u0259min g\u00fcnl\u0259r bank i\u015fl\u0259mir, \u0259m\u0259kda\u015flar\u0131 istirah\u0259t edir, terminallarla \u00f6d\u0259ni\u015f etm\u0259k ist\u0259s\u0259n bel\u0259 cari hesabda qal\u0131r v\u0259 yaln\u0131z r\u0259smi i\u015f g\u00fcn\u00fc ba\u015flayanda sistem\u0259 oturur.
\nAncaq Beyn\u0259lxalq Bank bayram v\u0259 qeyri-r\u0259smi i\u015f g\u00fcn\u00fc olmas\u0131na m\u0259h\u0259l qoymadan, m\u00fc\u015ft\u0259rinin kredit borcunun \u00fcz\u0259rin\u0259 faiz yaz\u0131r. Bu, qanuna ziddir v\u0259 soy\u011fun\u00e7uluqdur. \u018fg\u0259r bank i\u015fl\u0259mirs\u0259, sistem d\u0259 donmal\u0131 v\u0259 faiz g\u0259lm\u0259m\u0259lidir.
\n\u018fm\u0259kda\u015f\u0131m\u0131zla s\u00f6hb\u0259tind\u0259 kredit borcu olanlardan birinin s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, gerid\u0259 qalan bayram h\u0259ft\u0259sind\u0259 7 g\u00fcn i\u015f olmad\u0131, amma onun kredit borcunun \u00fcst\u00fcn\u0259 faiz g\u0259ldi.
\nO, h\u0259tta \u00f6d\u0259ni\u015f imkan\u0131 oldu\u011funu, lakin bank\u0131n i\u015fl\u0259m\u0259m\u0259si s\u0259b\u0259bind\u0259n sistemin borcu silm\u0259dikl\u0259rini bildirib. H\u0259qiq\u0259t\u0259n d\u0259 Beyn\u0259lxalq banka yara\u015fmayan yeni f\u0131r\u0131ldaq\u00e7\u0131l\u0131qd\u0131r.
\nBank\u0131n \u0259m\u0259kda\u015flar\u0131n\u0131n m\u00fc\u0259yy\u0259n q\u0259d\u0259r gecikm\u0259si olan m\u00fc\u015ft\u0259ril\u0259rl\u0259 kobud dan\u0131\u015f\u0131\u011f\u0131, az qala bazar dilind\u0259 s\u00f6hb\u0259t el\u0259m\u0259si d\u0259 etik qaydalara s\u0131\u011fm\u0131r. \u00dcst\u0259lik, pandemiya oldu\u011fu, \u0259halinin sosial \u00e7\u0259tinlikl\u0259ri s\u0259b\u0259bind\u0259n kredit gecikm\u0259l\u0259ri yarand\u0131\u011f\u0131 n\u0259z\u0259r\u0259 al\u0131nm\u0131r.
\nBundan \u0259lav\u0259, Beyn\u0259lxalq Bank\u0131n \u201cQara Qarayev\u201d metrostansiyas\u0131 yax\u0131nl\u0131\u011f\u0131nda yerl\u0259\u015f\u0259n \u201cNizami\u201d filial\u0131n\u0131n \u00f6n\u00fcnd\u0259ki n\u00f6vb\u0259, basabas m\u0259tbuatda fotolarla \u0259ks edilib. Eyni m\u0259nz\u0259r\u0259ni \u201cX\u0259tai ASAN-2\u201d filial\u0131 v\u0259 dig\u0259r bir \u00e7ox filiallar\u0131n da qar\u015f\u0131s\u0131nda g\u00f6r\u0259 bil\u0259rsiniz.
\nBu m\u0259nz\u0259r\u0259nin bir ne\u00e7\u0259 s\u0259b\u0259bi var. \u018flb\u0259t\u0259 ki, \u0259sas s\u0259b\u0259b Az\u0259rbaycan\u0131n bank sektorunun anormall\u0131\u011f\u0131 v\u0259 bu sah\u0259d\u0259 d\u0259 dig\u0259r sah\u0259l\u0259rd\u0259ki kimi inhisar\u00e7\u0131l\u0131\u011f\u0131n y\u00fcks\u0259k s\u0259viyy\u0259d\u0259 olmas\u0131d\u0131r. \u018fks\u0259r d\u00f6vl\u0259t qurumlar\u0131n\u0131n maliyy\u0259 \u0259m\u0259liyyatlar\u0131n\u0131n, pensiya v\u0259 m\u00fcavin\u0259tl\u0259rin, maa\u015flar\u0131n \u00f6d\u0259nilm\u0259sinin, el\u0259c\u0259 d\u0259 \u00f6z\u0259l strukturlar\u0131n bank \u0259m\u0259liyyatlar\u0131n\u0131n m\u0259hz m\u0259lum bir ne\u00e7\u0259 iri banka \u201cy\u00f6nl\u0259ndirilm\u0259si\u201d n\u0259tic\u0259d\u0259 bu c\u00fcr ac\u0131nacaql\u0131 v\u0259ziyy\u0259tin yaranmas\u0131na s\u0259b\u0259b olur.
\nV\u0259t\u0259nda\u015flara \u0259ziyy\u0259t verm\u0259k, onlar\u0131 saatlarla n\u00f6vb\u0259l\u0259rd\u0259 g\u00f6zl\u0259tm\u0259k, a\u015fa\u011f\u0131 s\u0259viyy\u0259li, keyfiyy\u0259tsiz xidm\u0259tl\u0259 insanlar\u0131n \u0259s\u0259bl\u0259ril\u0259 oyanamaq he\u00e7 bir banka ba\u015fucal\u0131\u011f\u0131 g\u0259tirmir. Beyn\u0259lxalq Bank\u0131n timsal\u0131nda m\u0259lum i\u015fl\u0259 ba\u011fl\u0131 d\u00f6vl\u0259t\u0259, xalqa vurulan milyardlarla dollarl\u0131q z\u0259r\u0259r azm\u0131\u015f kimi, bir d\u0259 insanlar\u0131n sa\u011flaml\u0131\u011f\u0131na bu c\u00fcr ziyan vurulmas\u0131 \u00fcmumiyy\u0259tl\u0259, he\u00e7 bir \u0259ndaz\u0259y\u0259 s\u0131\u011fm\u0131r.<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"
M\u0259\u015fhur \u201cBeyn\u0259lxalq Bank i\u015fi\u201d il\u0259 Az\u0259rbaycanda bank talan\u00e7\u0131l\u0131\u011f\u0131na imza atm\u0131\u015f, d\u00f6vl\u0259t\u0259 d\u0259y\u0259ri milyardlarla dollarla \u00f6l\u00e7\u00fcl\u0259n z\u0259r\u0259r vurmu\u015f Beyn\u0259lxalq Bank yen\u0259…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[23,15,2,45,4,5],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=\/wp\/v2\/posts\/162514"}],"collection":[{"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=162514"}],"version-history":[{"count":1,"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=\/wp\/v2\/posts\/162514\/revisions"}],"predecessor-version":[{"id":162516,"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=\/wp\/v2\/posts\/162514\/revisions\/162516"}],"wp:attachment":[{"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=162514"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=162514"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=162514"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}