{"id":185625,"date":"2025-02-05T12:08:35","date_gmt":"2025-02-05T08:08:35","guid":{"rendered":"https:\/\/hakimiyyet.info.az\/?p=185625"},"modified":"2025-02-05T12:08:37","modified_gmt":"2025-02-05T08:08:37","slug":"guz%c9%99stli-ipoteka-kreditl%c9%99rinin-ayrilmasi-m%c9%99nzill%c9%99rin-qiym%c9%99tin%c9%99-nec%c9%99-t%c9%99sir-ed%c9%99c%c9%99k","status":"publish","type":"post","link":"https:\/\/hakimiyyet.info.az\/?p=185625","title":{"rendered":"G\u00fcz\u0259\u015ftli ipoteka kreditl\u0259rinin ayr\u0131lmas\u0131 m\u0259nzill\u0259rin qiym\u0259tin\u0259 nec\u0259 t\u0259sir ed\u0259c\u0259k?"},"content":{"rendered":"\n<p class=\"has-pale-pink-color has-text-color\"><strong><em>\u0130poteka v\u0259 Kredit Z\u0259man\u0259t Fondunun n\u00f6vb\u0259ti g\u00fcz\u0259\u015ftli ipoteka kreditl\u0259rini ay\u0131rmas\u0131 m\u0259nzill\u0259rin qiym\u0259tin\u0259 t\u0259sir ed\u0259c\u0259k.<\/em><\/strong><\/p>\n\n\n\n<p>Bunu\u00a0Az\u0259rbaycan Qiym\u0259tl\u0259ndiricil\u0259r C\u0259miyy\u0259tinin (AQC) s\u0259dri, iqtisad\u00e7\u0131-ekspert V\u00fcqar Oruc deyib.<\/p>\n\n\n\n<p>O vur\u011fulay\u0131b ki, h\u0259r d\u0259f\u0259 bel\u0259 ay\u0131rmalar olduqda da\u015f\u0131nmaz \u0259mlak bazar\u0131nda, \u0259sas\u0259n, m\u0259nzil seqmentind\u0259 sat\u0131\u015f v\u0259 t\u0259l\u0259b art\u0131r:<\/p>\n\n\n\n<p>&#8220;T\u0259l\u0259b artd\u0131qca m\u0259nzill\u0259rin qiym\u0259ti d\u0259 art\u0131r. Bu il ba\u015flananda m\u0259nzill\u0259rin qiym\u0259tinin artmas\u0131n\u0131 m\u00fc\u015fahid\u0259 edirik. Bel\u0259 ki, bu art\u0131mlar limitl\u0259r ayr\u0131lmam\u0131\u015f bazara \u00f6z t\u0259sirini g\u00f6st\u0259rir. Rieltorlar v\u0259 al\u0131c\u0131lar art\u0131q m\u0259nzil axtar\u0131\u015f\u0131na ba\u015flam\u0131\u015fd\u0131lar. Bu da \u00f6t\u0259n ilin dekab\u0131r\u0131na nisb\u0259t\u0259n 2%-\u0259 q\u0259d\u0259r qiym\u0259t art\u0131m\u0131 yaratm\u0131\u015fd\u0131.<\/p>\n\n\n\n<p>Ayr\u0131lan limitl\u0259r d\u0259yi\u015fm\u0259yib. Haz\u0131rda Fondun ay\u0131rd\u0131\u011f\u0131 ipoteka 100-150 min manat aras\u0131nda d\u0259yi\u015fir. M\u0259nzil almaq niyy\u0259tind\u0259 olan v\u0259t\u0259nda\u015flar\u0131m\u0131z b\u00f6y\u00fck m\u0259bl\u0259\u011fi \u00f6zl\u0259ri \u00f6d\u0259y\u0259c\u0259kl\u0259r. \u015e\u0259h\u0259rin m\u0259rk\u0259zin\u0259 v\u0259 m\u0259rk\u0259z\u0259 yax\u0131n \u0259razil\u0259rd\u0259n deyil, k\u0259nardan m\u0259nzil alacaqlar. \u00c7\u00fcnki haz\u0131rda ayr\u0131lan limitl\u0259 \u015f\u0259h\u0259rin m\u0259rk\u0259zind\u0259 v\u0259 m\u0259rk\u0259z\u0259 yax\u0131n \u0259razil\u0259rd\u0259 yaln\u0131z birotaql\u0131 m\u0259nzil almaq m\u00fcmk\u00fcnd\u00fcr. Bu bax\u0131mdan, v\u0259t\u0259nda\u015flar limitl\u0259rin n\u00f6vb\u0259ti d\u0259f\u0259l\u0259rd\u0259 art\u0131r\u0131lmas\u0131n\u0131 g\u00f6zl\u0259yir. Bununla v\u0259t\u0259nda\u015flara imkan yaranacaq ki, paytaxt\u0131n yax\u015f\u0131 yerl\u0259rind\u0259 m\u0259nzil ala bilsinl\u0259r&#8221;.<\/p>\n\n\n\n<p><strong>\u018fmlak m\u0259s\u0259l\u0259l\u0259ri \u00fczr\u0259 ekspert Orxan R\u00fcst\u0259mov<\/strong>&nbsp;bildirib ki, g\u00fcz\u0259\u015ftli ipoteka kreditl\u0259ri daha \u0259lveri\u015fli \u015f\u0259rtl\u0259rl\u0259, a\u015fa\u011f\u0131 faiz d\u0259r\u0259c\u0259l\u0259ri il\u0259 t\u0259qdim edildikd\u0259, al\u0131c\u0131lar\u0131n m\u0259nzil alma\u011fa mara\u011f\u0131 art\u0131r.<\/p>\n\n\n\n<p>&#8220;Bu, \u00fcmumilikd\u0259 m\u0259nzil bazar\u0131ndak\u0131 t\u0259l\u0259bin artmas\u0131na s\u0259b\u0259b ola bil\u0259r. T\u0259l\u0259b artd\u0131qca, x\u00fcsusil\u0259 yax\u015f\u0131 yerl\u0259\u015f\u0259n \u0259razil\u0259rd\u0259, qiym\u0259tl\u0259r y\u00fcks\u0259lm\u0259k meyli g\u00f6st\u0259r\u0259 bil\u0259r. Y\u00fcks\u0259l\u0259n t\u0259l\u0259bd\u0259n dolay\u0131, tikinti \u015firk\u0259tl\u0259ri v\u0259 sat\u0131c\u0131lar daha y\u00fcks\u0259k qiym\u0259tl\u0259r t\u0259klif etm\u0259y\u0259 ba\u015flaya bil\u0259rl\u0259r.<\/p>\n\n\n\n<p>G\u00fcz\u0259\u015ftli ipotekalar\u0131n t\u0259siri, \u0259sas\u0259n, \u015f\u0259h\u0259r m\u0259rk\u0259zl\u0259rin\u0259 v\u0259 inki\u015faf etm\u0259kd\u0259 olan \u0259razil\u0259r\u0259 t\u0259sir ed\u0259c\u0259k&#8221;, &#8211; dey\u0259 o qeyd edib.<\/p>\n\n\n\n<p>Qeyd ed\u0259k ki, Az\u0259rbaycan Respublikas\u0131n\u0131n \u0130poteka v\u0259 Kredit Z\u0259man\u0259t Fondu (\u0130KZF) t\u0259r\u0259find\u0259n 2025-ci il \u0259rzind\u0259 ipoteka kreditl\u0259\u015fm\u0259si prosesinin davam etdirilm\u0259si m\u0259qs\u0259dil\u0259 m\u00fcv\u0259kkil banklara ipoteka kreditl\u0259rinin, o c\u00fcml\u0259d\u0259n, g\u00fcz\u0259\u015ftli ipoteka kreditl\u0259rinin verilm\u0259si \u00fc\u00e7\u00fcn limitl\u0259r ayr\u0131l\u0131b. M\u0259lumata g\u00f6r\u0259, v\u0259t\u0259nda\u015flardan m\u00fcraci\u0259tl\u0259rin q\u0259buluna adi ipoteka kreditl\u0259ri \u00fczr\u0259 6 fevral saat 10:00-dan etibar\u0259n, g\u00fcz\u0259\u015ftli ipoteka kreditl\u0259ri \u00fczr\u0259 7 fevral 10:00-dan etibar\u0259n bax\u0131lacaq.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130poteka v\u0259 Kredit Z\u0259man\u0259t Fondunun n\u00f6vb\u0259ti g\u00fcz\u0259\u015ftli ipoteka kreditl\u0259rini ay\u0131rmas\u0131 m\u0259nzill\u0259rin qiym\u0259tin\u0259 t\u0259sir ed\u0259c\u0259k. Bunu\u00a0Az\u0259rbaycan Qiym\u0259tl\u0259ndiricil\u0259r C\u0259miyy\u0259tinin (AQC) s\u0259dri, iqtisad\u00e7\u0131-ekspert&hellip;<\/p>\n","protected":false},"author":2,"featured_media":185626,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[23,6,2,5],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=\/wp\/v2\/posts\/185625"}],"collection":[{"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=185625"}],"version-history":[{"count":1,"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=\/wp\/v2\/posts\/185625\/revisions"}],"predecessor-version":[{"id":185627,"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=\/wp\/v2\/posts\/185625\/revisions\/185627"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=\/wp\/v2\/media\/185626"}],"wp:attachment":[{"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=185625"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=185625"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hakimiyyet.info.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=185625"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}